Episode 200: Understanding Child Care Insurance: Navigating Liability, Abuse Claims, and More

In this podcast episode, Blake, an expert in childcare insurance joins Kate and Carrie to discuss the challenges childcare directors and owners face in obtaining suitable insurance coverage. He shares his journey from being a childcare director to an owner and the difficulties he encountered in finding the right insurance guidance. Blake emphasizes the need for specialized knowledge in childcare insurance due to the industry's unique requirements. This episode explores the impact of market changes, the complexities of abuse and molestation coverage, and the importance of working with knowledgeable brokers. Blake also advises on the long-term implications of filing small insurance claims, such as those for stolen catalytic converters, and the significance of understanding when to file a claim to avoid increased premiums. The conversation concludes with practical tips for childcare businesses to navigate insurance complexities effectively.

Blake Sanders
Aleaf Insurance - National coverage 
Phone: (972) 232-2258

Child Care Division:
Phone: (972) 312-9999
https://www.aleafinsurance.com/child-care